Quick Quid would be the worst. We received an extremely rejection that is generic, it mention none of my dilemmas.

Fast Quid won’t cope with any loans being more than 6years either. I happened to be quoted the OFT lending that is irresponsible that has been posted this year. That’s not delivered to clients just loan providers and exactly how would i understand also where you can look. My adjudicator wouldn’t deal with them either. I’m perhaps perhaps not certain exactly exactly exactly what else I’m able to state. We stated the very first I could’ve reasonable known had been back Feb whenever Wonga penned down my loan and sometimes even Aug 2014 if the FOS published their report into Payday financing. I’m perhaps perhaps maybe not certain exactly exactly what else I’m able to do any some ideas?

Sara (Financial Obligation Camel) says

If you can find a complete lot of loans which can be over 6 years of age, you might settle the others of one’s plaint and request the plaint about these to visit an Ombudsman.

Many Many Many Thanks Sara, I’ll do this. We believed to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. That I had cause to plain surely I would’ve done before I settled it if I knew. It absolutely was a clear situation of a unaffordable loan it out and I had over 18 loans already as I took. The Adjudicator hasn’t e back into me personally yet therefore will need to wait to see just what she claims. Many Many Thanks once more x

QQ happen good with my situation. We owed just below 2000 since 2012 had extended my loans several times. I happened to be chased as usual by DCA but I became in a IVA that they needs to have understood whenever I took down a loan. Anyway we asked for the loan to be written down and after about a few months had an e-mail stating Thank you for contacting Quick Quid today. Its our greatest concern to solve any customer dilemmsince as quickly as possible. We now have waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit report.

I became satisfied with this oute and I also failed to also plete their questionnaire so hope thus giving desire to other people. Sarah this website happens to be great, many thanks,

We took away 51 loans with fast fast from 2010 – 2014 We kept rolling them over spend 200 simply in interest per in some cases month. We used the template on this website to help make the initial enquiry, the first response didn’t also acknowledge my obtain verification of all interest that I experienced compensated as a whole. IMO taking that numerous loans revealed that I happened to be in certain style of monetary trouble. These individuals are rip down merchants. At just just what phase should we contact the Financial Ombudsman ? This website is excellent extremely helpful. Many Many Many Thanks

Are QuickQuid upping their game? I’d an answer within 5 trading days with my account statements….. fired down the second page today, maybe perhaps not being hopeful of a fast quality, simply very happy to get such a thing right right back they are able to. I happened to be just conscious these refunds had been happening as final friday I experienced a deposit during my bank from ‘Instant money Loans’ After cancelling my card and having in a little bit of a frenzy thinking somebody had taken that loan out in my title and didnt need to get struck with stupid interest quantities i came across this web site and contacted PDUK and Payday Express.

They’d delivered communication to my address that is old saying had been the main reimbursement task. Over 27 loans amongst the 2 for the panies they’d credit my account with 1288.00

I was told by them it had been for misselling in 2012/2013… my records only closed using them in 2015.

I’ve asked for a duplicate for the page become delivered to my brand new target and i’m yet to get this.

I’ve checked my records additionally the interest We paid had been way way way greater! i’d running loans amongst the 2 panies during the exact same time, constantly for 30 days terms but one loan rolled over paying 275 interest every month for 10 months although the sis payday loans Virginia online site let keep taking loans down! clearly they are able to view it would be to spend the other one off??

Therefore anyhow, my question is can I claim more from PDUK/Payday Express?

We never ever acknowledged the page or seen their calculations etc but I pursue this further if I felt there was more to be looked into can?

I’ve got the ball rolling with QQ now and Wonga are yet to respond, a week in to the 8 i’m perhaps perhaps maybe maybe not stressing about this when I stated, any such thing is an additional benefit We wasnt anticipating.

I’m perhaps perhaps perhaps not likely to lie, seeing my credit report and seeking at old bank statements has kept me personally emotionally natural. Once you spend them all down it’s just like the biggest weight lifted off your neck but once you understand just what place I happened to be in isnt hard to flash returning to. My moms and dads bailed me personally away from them and I was left by it thoroughly disgusted in myself. They made me guarantee to e in their mind if we ever required cash.

Make use of your paybacks sensibly dudes and girls.

We paid my moms and dads straight straight straight back every thing they loaned me personally in a small fraction of enough time i really could have compensated these back nevertheless now i’m planning to treat them to a vacation utilizing the interest they virtually paid.

Thank you ahead of time for almost any advice 🙂

Sara (Financial Obligation Camel) says

QQ have been one of several better loan providers about providing a summary of loans. You’ll probably find UK that is payday more difficult!

Yes you are able to claim right right right back more from Payday British / Express. The refunds had been for several limied reasons, your other loans may well have already been unaffordable. consider it as having had a little bit of your affordability claim provided to you ahead of time,

This amazing site has assisted me therefore much – many thanks. We wasn’t also aware i really could make an application for pensation. I’d applied for 43 loans during 2009-2014 and also at the full time really was struggling to settle them being fully a parent that is single. We sent QQ a contact yesterday night and received an answer by 9.30am. We have since responded to the questionnaire saying I will provide if necessary that I do not have this info (from advice on this site) and stated. I am now waiting for their reaction. We shall help keep you all informed.

I desired to upgrade individuals about QQ who possess agreed to waiver my stability of just below 2000 without my supplying a failure of my ine etc at that time. Used to do have proof that revealed they ignored my payment problems and and rolled over my loans quantity of that time period. They say it takes away my rights to take it further by making a claim if I acept this offer. Any advice appreciated. I happened to be in a IVA at that time. Wageday advance have answered straight right back refusing to uphold my plaint made against them for the financial obligation now at 495 being managed by MMF. We have responded saying We shall go on it to your FOS. Anybody had transactions with WAGEDAY ADVANCE? this web site was fantastic many thanks Sarah.

Sara (Debt Camel) says

QQ – the current stability – had been this for starters loan? how big ended up being this loan? You can see clearly how much of their offer to waive 2k is actually just removing interest and how much is refunding you interest from previous loans when you know that. Perhaps you have added up how much interest you paid from the past loans which were paid back in complete?